Simply fill out the application and send it with your repair/accessory estimate, drivers license, ownership and insurance. You can email or fax it. Once we receive your documents, you will be contacted with an amount that you are approved for. You can spend up to the approved amount at the repair/accessory shop. We will send the repair/accessory shop the necessary loan documents for you to sign and return. We will pay the repair accessory shop directly on your behalf and you will make monthly payments on the loan to Auto Focus Canada until paid in full. You will not need to pay any up front fees and will have no out of pocket expenses. Your first payment is not due until 30 days after your repair is completed. Some loans may require a tracking device installed in your vehicle, which is included in the monthly payment of your loan.